Benefits & programs · Housing & energy
USDA rural home repair (Section 504)
Run by USDA Rural DevelopmentWhat it is
This USDA program offers loans to help homeowners repair their homes or address health and safety hazards in eligible rural areas. For homeowners age 62 and older with very low income, grants may be available instead of loans. The program itself determines eligibility and specific terms.
What it may help with
may help with home repairs and maintenance, removing health and safety hazards, and essential home improvements in rural areas.
The official page
Only the program itself can tell you if your family qualifies — eligibility often depends on income, care needs, and your state.
Go to the official page ↗We last confirmed this official link on July 2026.
This is a plain-language summary of a public program, not advice and not a promise that you qualify. Programs change; confirm current details and eligibility on the official page above or with a benefits counselor.